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There are three different basic types of annuities: fixed, variable and indexed annuities. Many people believe that all annuities are regulated in the same way. However, are not. The regulation of annuities in question will depend on the type of annuity product. If you're thinking of buying an annuity, it is important to understand how [...]
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Equity-Indexed Annuities and Income Riders An equity indexed annuity is a type of annuity that grows and earns interest on the basis of a formula related market index specific values. An Equity Indexed Annuity with an income rider is a contract between you and the company insurance offers: 1) Savings Plan of principal 2) Declaration [...]
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The recent market conditions, equity indexed annuities are a good choice for retirement savings? With the recent disruption market and uncertainty, equity indexed annuities can be a good option for someone nervous about having their retirement savings are exposed to market volatility values. Equity indexed annuities were introduced in 1995 and have become increasingly popular [...]
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